Financial Planning & Analysis, Analyst

Location(s) US-NY-New York
Job ID
Schedule Type
Full Time
Consumer Banking
Consumer and Commercial Banking Division
Business Unit
Strats & Analytics
Employment Type



In Goldman Sachs Bank USA, we offer a wide range of solutions to help our customers meet their financial goals. Our teams seek to provide the highest level of customer service and support in everything we do. The Bank offers high yield savings accounts and a variety of loan products to individuals and private bank, corporate and community clients. Our savings products include an online savings account and certificates of deposit in a variety of terms.


Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital.


Digital Finance, a subdivision of CCBD, is composed of the firm’s digitally-led consumer businesses which include the global online consumer deposits business and the US online consumer lending business, the firm’s first-ever direct-to-consumer platform built from the ground up. Digital Finance combines the strength and heritage of a 147-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. This unique dynamic allows us to help our customers achieve financial progress through customizable solutions that are grounded in value, transparency and simplicity.


As a member of the Financial Planning & Analysis (FP&A) team, you will be working closely with the FP&A manager as well as the product and marketing leads for the deposits and lending products in Digital Finance. In your role:

  • You will work on developing the financial planning, reporting and analysis infrastructure for the business, including budgeting processes and reconciliation to actual financial results, measurement and tracking of expenses incurred, and financial forecasting and modeling;
  • You will work with the Business Head and other members of the functional teams to build the business plan and financial projection model for the business;
  • You will interface with the Federation to present the story and performance of the business.
  • You will partner with colleagues in Digital Finance Technology on technology platform cost / infrastructure planning;
  • You will build NPV frameworks to evaluate investment decisions for pricing and marketing spend;
  • You will incorporate regulatory capital modeling for the business under CCAR, Basel III Standardized, Basel III Advanced and GS internal approaches into broader financial planning, in conjunction with a designated team of GS internal professionals;


  • An understanding of corporate finance concepts and FP&A best practices, including modeling, budgeting, forecasting, and KPI tracking.
  • Strong quantitative and analytical skills, detail-oriented and proficient in building and handling complicated data sets.
  • Demonstrate an ability to effectively communicate and present results highlighting the broader commercial and strategic impact.
  • Must be highly motivated, self-driven, collaborative, a strong communicator, comfortable following direction and able to balance being in the weeds with summarizing at a high level under short deadlines.
  • Must be extremely proactive and work well in a collaborative environment, with the ability to move projects forward independently.
  • Prior experience in creating frameworks for evaluating investment decisions and performing portfolio and account level profitability analysis.
  • Experience with large data sets, technology and exposure to Consumer Finance a plus.
  • Fluency with Excel, SAS/SQL, R, Python a plus. 


The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

© The Goldman Sachs Group, Inc., 2018. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.