• CIMD - Marcus- Collections Risk- Analyst- Draper/ Richardson

    Location(s) US-UT-Salt Lake City
    Job ID
    Schedule Type
    Full Time
    Consumer Banking
    Consumer and Commercial Banking Division
    Business Unit
    DigFin Risk,Fraud,Collections
    Employment Type

    Consumer and Investment Management (CIMD)

    The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.



    Consumer, externally known as Marcus by Goldman Sachs, is comprised of the firm’s digitally-led consumer businesses, which include our deposits and lending businesses. It also includes our personal financial management app, Clarity Money. Consumer combines the strength and heritage of a 150-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Through the use of insights and intuitive design, we provide customers with powerful tools that are grounded in value, transparency and simplicity to help them make smarter decisions about their money.




    Job Description

    • You will be part of the risk function for the business: including collecting strategy decisions, developing new channel opportunities and enhancing our customer assistance programs.
    • You will leverage frameworks to build a testing agenda that improves customer segmentation and behavior-based strategies.
    • You should be able to drive customer insights and influence leadership on the value of these strategies.
    • You will help ideate and design digital collections strategies to help customers successfully pay off their loans.
    • You will work closely with business partners, Legal, Compliance and data analytics to ensure new strategies are fully compliant and successfully monitored.

    Basic Qualifications

    • Hands-on experience with regression modeling including linear and logistic regression
    • Experience in building and executing strategic testing agenda including authoring credit decisions
    • At least 2 years of experience in loss mitigation strategy and analytics
    • At least 1 year of experience with Angoss, CART or similar software
    • At least 1 year of experience coding in SQL or SAS
    • At least 1 year of experience with data visualization products such as Tableau or SAS Visual Analytics
    • Ability to explain data analysis to drive business ideas and outcomes
    • Strong project and reputational risk management skills
    • Must be self-directed, detail oriented, driven, able to work independently in a team-oriented and fast -paced environment

    Preferred Qualifications

    • Experience developing and analyzing loss mitigation programs


    The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

    © The Goldman Sachs Group, Inc., 2018. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.