• Compliance, Financial Crime Compliance Investigator, Associate

    Location(s) US-TX-Richardson
    Job ID
    Schedule Type
    Full Time
    Business Unit
    Consumer Financial Crime Compl
    Employment Type


    Our division prevents, detects and mitigates compliance, regulatory and reputational risk across the firm and helps to strengthen the firm’s culture of compliance. Compliance accomplishes these through the firm’s enterprise-wide compliance risk management program. As an independent control function and part of the firm’s second line of defense, Compliance assesses the firm’s compliance, regulatory and reputational risk; monitors for compliance with new or amended laws, rules and regulations; designs and implements controls, policies, procedures and training; conducts independent testing; investigates, surveils and monitors for compliance risks and breaches; and leads the firm’s responses to regulatory examinations, audits and inquiries. You'll be part of a team with members from a wide range of academic and professional backgrounds, such as law, accounting, political science, and criminal justice. We look for those who possess sound judgment, curiosity, and are able to adapt to a changing regulatory landscape. 


    Financial Crime Compliance (“FCC”) has primary responsibility for the execution of the firm’s enterprise-wide Anti-Money Laundering (“AML”), anti-bribery, and government sanctions compliance programs and, among other things, performs enhanced due diligence and government sanctions screening, as well as surveillance and investigations designed to identify potential terrorist financing, money laundering, bribery, corruption, and market abuse, or other suspicious activity.


    Digital Finance is composed of the firm’s digitally-led consumer businesses which include the global online consumer deposits business and the US online consumer lending business, the firm’s first-ever direct-to-consumer platform built from the ground up. Digital Finance combines the strength and heritage of a 147-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. This unique dynamic allows us to help our customers achieve financial progress through customizable solutions that are grounded in value, transparency and simplicity.




    There is an opportunity to join a retail-banking start-up business within FCC, and to contribute to the goals of the Transaction Surveillance and Investigations team.  Responsibilities of the role include the completion of daily tasks and supporting projects to meet the overall department goals in line with the firm’s AML program.  The role supports various AML & Fraud processes, including but not limited to, transaction activity reviews, suspicious activity, fraud referral, and enhanced due diligence, investigations, fulfillment of information sharing and law enforcement requests, and filing of Suspicious Activity Reports (“SAR”).


    The successful candidate will join the Financial Crime Compliance group and assist in reviewing transaction surveillance alerts and conducting case investigations to identify potential suspicious activity for reporting purposes.  Additionally, the role involves identifying patterns and trends consistent with money laundering, terrorist financing, and other types of suspicious activity.  The role may also require the candidate to perform periodic reviews of customers which pose a heighted risk for money laundering with the objectives of ensuring collection of enhanced due diligence, updating customer KYC information as needed, and assessing the appropriateness of the customer’s risk profile.


    Preferred Qualifications

    • Extensive knowledge of the consumer banking industry as it relates to BSA/AML operations and regulations
    • 5+ years of prior transaction surveillance and investigations experience in AML, counter-terrorism, anti-bribery, and/or anti-fraud experience (consumer banking experience is preferred)
    • Understanding of the opportunities and challenges in the digital finance sector, particularly as they relate to AML and Fraud investigations
    • Experience reviewing and investigating transaction surveillance alerts, including the drafting and filing of Suspicious Activity Reports
    • Experience reviewing fraud referrals and conducting fraud investigations is a plus
    • Excellent analytical thinking and problem solving skills
    • Excellent organizational and project management skills
    • Excellent written and verbal communication skills with the ability to summarize findings and present in a clear, concise manner to peers, managers and senior members of FCC management
    • Ability to work independently while simultaneously contributing to the team
    • Ability to adapt to new changes and challenges in a fast-paced environment
    • Ability to prioritize work flows and ensure deadlines are met
    • Ability to communicate Compliance requirements for consumption by Technology and identify opportunities for process improvements in various areas of transaction surveillance operations and practices
    • Experience working with large datasets, reporting dashboards (Tableau), and proficiency in Excel (pivots, VLookups) and PowerPoint


    The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

    © The Goldman Sachs Group, Inc., 2019. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.