CONSUMER (MARCUS BY GOLDMAN SACHS)
Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience. Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money. Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity. We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.
Are you passionate about leading high performance teams in analyzing data, finding insights and using them to build strategies for card and consumer lending business? We’re looking for a professional to join our Risk Management team who wants to use their expertise and ideas to build an end-to-end credit risk management program for digital lending businesses (credit card, personal loans, POS financing and small business financing) at Marcus by Goldman Sachs.
The Credit Risk team develops, implements and maintains the underwriting strategy as well as customer management strategies for the card and consumer lending business at Marcus by Goldman Sachs. We leverage traditional, alternative and behavioral data to create an underwriting and portfolio management policy that helps ensure risk-adjusted returns that meet out hurdle rate. We work together with data science, marketing, product and engineering teams to help create a product and experience that puts the customer at the center of everything we do. We look for innovative thinkers with strong problem solving and analytical skills and intellectual curiosity, who want to make an immediate impact on the credit strategy design and help the business manage risk effectively.
HOW YOU WILL FULFILL YOUR POTENTIAL
SKILLS & EXPERIENCE WE’RE LOOKING FOR
Prior work experience must include
CONSUMER AND INVESTMENT MANAGEMENT DIVISION (CIMD)
The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.
ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
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