CIMD - Marcus by Goldman Sachs - Business Controls - Senior Analyst - Richardson, TX

Location(s) US-TX-Richardson
Job ID
Schedule Type
Full Time
Senior Analyst
Consumer Banking, Risk Governance
Consumer and Investment Management Division
Business Unit
US Deposits Business Controls
Employment Type



Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience. Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money. Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity. We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.


The Controls Design Senior Analyst role is part of Marcus US Deposit’s first line of defense controls testing and monitoring team, and helps to ensure process-level risks and controls are closely managed to prevent and minimize risk in the business. Additional responsibilities include:

  • Proactively identify potential business risks, process deficiencies and improvement opportunities and make recommendations for additional controls or to enhance existing control framework to improve the efficiency and effectiveness of the risk mitigation program
  • Gather and synthesize data to define control design requirements to increase the effectiveness of the bank’s control framework
  • Focus on continuous control framework improvement and evolution to meet changing requirements to support maximum visibility to the executive audience
  • Facilitate and support process assessments executed by the 2nd and 3rd lines of defense to ensure control frameworks are being thoroughly and completely assessed
  • Maintain effective communication with other business units and support teams to remediate testing errors and assist with implementation of control specific corrective actions related to testing fails and non-compliance with policies and procedures
  • Contribute to executive reporting and other data-driven deliverables, with a focus on providing appropriate content, context and structure in a precise and timely manner
  • Propose effective and efficient methods to enhance testing and sampling strategies (including automation) to ensure the most effective risk detection, analyses and control solutions
  • Be a critical thinker: Thoughtful, self-aware, and use available evidence to make decisions
  • Work effectively with teammates and win credibility quickly
  • Perform ad-hoc statistical analysis

Basic Qualifications 

  • Bachelor's degree in Risk Management, Business, Finance, or a related field
  • 2-3 years related work experience in Consumer Banking, Retail Banking, Consumer Deposits (Savings/Checking)
  • Strong Risk Assessment & Control Design knowledge and experience performing assessment of  key controls (RCSA/SOX) of consumer banking products
  • Advanced analytical, critical thinking and problem solving skills
  • Advanced organizational, planning and time management skills
  • Genuine excitement and passion for leading root cause analysis, troubleshooting technical process failures, and implementing fixes to increase control framework effectiveness 
  • Experience building reports and presentations
  • Expert level proficiency in the Microsoft tool suite including SharePoint, Excel, Word, and PowerPoint
  • Excellent interpersonal, relationship building, communication (written and verbal) and negotiation skills
  • High level of creativity, perseverance and openness to change 
  • Interest and ability to self-serve, investigate, and get the data required to make quick and effective decisions
  • Ability to work independently, multi-task, and take ownership of various parts of an initiative while still following proper chain of command, and effectively working in a team environment 
  • Ability to work under pressure and manage tight deadlines or unexpected changes in expectations or requirements 


Preferred Qualifications

  • 2-3 years consumer banking experience, specifically in risk, compliance, or corporate governance
  • Working knowledge of financial, operational, compliance, and reputation risks
  • Experience aggregating and analyzing various types of risks and data with output to dashboards and/or formal written assessments
  • Heavy use of pivot tables, vlookup, complex formulas, charts, conditional formatting, and other advanced Excel functions 
  • Experience with Agile or Scrum development processes 



The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.



At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

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