Global Markets, RIA Small Business Lending Specialist, Associate/Junior VP - New York

Location(s) US-NY-New York
Job ID
Schedule Type
Full Time
Associate, Vice President
Global Markets
Business Unit
RIA Custody Group
Employment Type



Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.


The small business lending specialist is responsible for originating, structuring, executing and advising on lending to RIA business and other financing transactions requiring a capital commitment from Goldman Sachs. RIA businesses could use these facilities to fund acquisition, debt restructuring, working capital, transition, and succession activities.


Types of facilities can include unsecured revolvers, secured revolvers (asset based lending and borrowing base facilities), term loans, delayed draw term loans, bridge loans and letter of credit facilities.


Members of the RIA lending team work closely with:

  • Borrowers and external legal counsel
  • RIA sales, Investment Banking, Legal and Credit Risk Management teams



The Associate/Vice-President will work as an integral member of the team on the origination and execution of small business loans and management of the portfolio, analytics, and reporting. The position involves working on multiple simultaneous transactions at various stages of execution. This includes liaising with business teams on initial lending requests and following the transaction through the approval process, including managing the negotiation of loan documentation. Throughout the process you will be working with multiple GS teams while balancing conflicting priorities and ensuring significant issues are elevated to management. Management, analytics, and reporting on the loan portfolio will involve producing both ad hoc analysis and presentations, as well as reports on a regular basis for senior management and various internal constituencies.



  • Highly motivated and adaptable: ability to respond creatively and quickly in a fast-paced, high-pressure, changing environment
  • Strong analytical and organizational skills: able to manage multiple tasks and competing workstreams
  • Demonstrated technical proficiency: experience building and working with excel-based models, as well as analyzing and summarizing results to produce succinct high-impact presentations
  • Excellent communication skills: ability to speak with internal and external parties
  • Accurate and detail-oriented with sound judgment and integrity
  • Keen interest in the financial markets and, particularly, debt capital markets / Leverage Finance markets (knowledge of the bank loan product and/or small business administration is a plus)
  • Minimum of 5 years of financial services experience



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We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

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