Risk, Credit Risk, Structured Credit & Equity Finance, Associate - Dallas

Location(s) US-TX-Dallas
Job ID
2021-77764
Schedule Type
Full Time
Level
Associate
Function(s)
Risk Management
Region
Americas
Division
Risk
Business Unit
Credit Risk
Employment Type
Employee

MORE ABOUT THIS JOB

RISK

 

The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

 

Credit Risk is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, Credit Risk ensures that credit exposure to our counterparts is managed within the firm’s risk appetite. Credit Risk operates through 10 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, Credit Risk professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

RESPONSIBILITIES AND QUALIFICATIONS

Key Responsibilities: 

  • As part of the underwriting process, engage with deal teams and analyze financing transactions secured by portfolios of leveraged loans, or equity collateral
  • Contribute credit risk considerations to committee memorandums
  • Compose transaction postings and participate in meetings with senior Risk underwriting committee members
  • Analyze and approve corporate loan collateral additions to existing facilities
  • Produce surveillance reports for senior management on structured credit and equity financing portfolios
  • Evaluate equity derivative trades and make transaction recommendations to senior Risk approvers
  • Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
  • Participate in regulatory examinations

Basic Qualifications

  • Bachelor’s degree (US or foreign equivalent)
  • Minimum two (2+) years of experience in the job offered or a related role
  • Experience in underwriting / assessing structured financings, warehouse facilities, leveraged loans, and equity margin loans

Preferred Qualifications

  • Experience presenting and defending transaction underwriting to colleagues, senior management and internal stakeholders
  • Familiarity with regulatory risk rating requirements and application of such guidance
  • Highly motivated with strong academic background
  • Flexibility, ability to learn quickly
  • Strong analytical and communication skills, both oral and written
  • Experience in team environment, including to work with colleagues across multiple offices and locations
  • Strong organizational skills and the ability to manage multiple assignments concurrently

ABOUT GOLDMAN SACHS

ABOUT GOLDMAN SACHS


At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html



© The Goldman Sachs Group, Inc., 2021. All rights reserved.
Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity