CWM - Marcus by Goldman Sachs -Credit Bureau Furnishing - Associate Richardson, TX/ Draper, UT

Location(s) US-TX-Richardson | US-UT-Draper
Job ID
Schedule Type
Full Time
Consumer Banking
Consumer and Wealth Management
Business Unit
Delivery Centralized
Employment Type


Consumer and Wealth Management (CWM)

Across Consumer and Wealth Management (CWM), Goldman Sachs helps empower clients and customers around the world reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for consumers to better spend, borrow, invest, and save. Across CWM, our growth is driven by a relentless focus on our people, our clients and leading-edge technology, data and design.


Marcus by Goldman Sachs

Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience. Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money. Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity. We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.


Your impact:

  • The Associate of Credit Bureau Reporting ensures the accuracy and timeliness of customer data furnished to credit reporting agencies by the Marcus business.
  • Serves as the central point of contact and primary subject matter expert for credit reporting products & processes across Marcus businesses.
  • Provides business support and recommendations based on the content of the Consumer Data Information Association’s (CDIA) Credit Reporting Resource Guide (CRRG) and relevant expertise.


  • Lead a cross-functional credit bureau management team with stake holders across legal, compliance, risk, operations, technology, etc.
  • Create and maintain procedures and documentation for credit reporting processes.
  • Develop and execute a Business Process Management practice ensuring the program is executing correctly and with appropriate risk, operational and compliance controls.
  • Manages vendor relationships on products supporting credit reporting processes.
  • Collaborates with the product team in defining the product roadmap for credit reporting features.
  • Contributes to credit bureau reporting projects by providing requirements, consultation, and validation.
  • Manages exception requests and monthly reporting of the Metro 2 file to the credit reporting agencies.
  • Liaisons with credit reporting agencies, meeting regularly to maintain awareness of topics within the industry.
  • Ensures alignment of credit reporting processes across Marcus businesses.
  • Manage a monitoring report that provides key metrics for reporting standards including department analysis and other relevant trends.
  • Provides business support to track and remediate issues impacting credit reporting.
  • Uses a structured self-auditing process to monitor credit reporting processes with monthly, quarterly, and annual deliverables.
  • Researches and monitors industry changes to identify developments and translate them into operational implications for Marcus.
  • Delegates responsibilities to designated support staff to ensure timely execution of these responsibilities
  • Coach, develop, and manage designated support staff.


  • Prior experience working with the major credit bureaus
  • Prior financial industry experience
  • Prior data furnishing experience
  • Strong analytical ability required
  • SQL and Data analyses capabilities preferred
  • Bachelor’s degree or equivalent work experience
  • Master’s degree preferred



The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.



At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

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