CWM - Marcus by Goldman Sachs - Loans Pricing Analytics - Associate - Richardson OR Delaware

Location(s) US-TX-Richardson | US-DE-Wilmington
Job ID
Schedule Type
Full Time
Consumer Banking
Consumer and Wealth Management
Business Unit
Customer Acquisition
Employment Type


Consumer and Wealth Management (CWM)

Across Consumer and Wealth Management (CWM), Goldman Sachs helps empower clients and customers around the world reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for consumers to better spend, borrow, invest, and save. Across CWM, our growth is driven by a relentless focus on our people, our clients and leading-edge technology, data and design.



The firm’s Consumer business, Marcus by Goldman Sachs, combines the entrepreneurial spirit of a startup with more than 150 years of experience. Today, we serve millions of customers across multiple products including lending, deposits, financial tools, and our partnership with Apple on Apple Card. We use innovative design, data, engineering and other core capabilities to provide customers with powerful tools and products that are grounded in value, transparency and simplicity. As we build a leading digital consumer bank and expand into new products and partnerships, we are looking for leaders and individual contributors to join our team.


Your Impact:

Are you a consumer-oriented marketing professional looking to apply your analytical and creative skills to deliver breakthrough pricing strategies?  Do you bring a desire to have fun along the way?  We are seeking a Pricing Associate / Sr. Analyst to join the Personal Loans team to help us create and deliver best-in-class credit product offering. This is an opportunity to join a dynamic organization and a fast-paced team committed to delivering excellent customer experiences. 



  • Responsible for one of the key growth levers in the business, will focus on developing and implementing personalized pricing strategies in the fast-growing personal loan product, driving profitable and sustainable growth
  • Evaluate new data sources, create customer segmentation, and use advanced data processing techniques to drive pricing and decisions
  • Monitor the performance of pricing tests and communicate KPI’s to cross functional teams and business leaders
  • Carry out market competitor analysis to monitor movements in the market and identify new product features / incentives that can drive customer acquisition / retention
  • Partner with Product Development, Engineering, Legal, Compliance, Brand and Design teams to ensure smooth execution and meeting all control requirements
  • Develop analytical reports and presentations for senior management, executive committees and regulatory exams
  • Maintain execution monitoring tools to mitigate operational risks


  • 1-5 years of hands-on experience with direct marketing, segmentation, pricing, creative strategy development, market research
  • Master’s (U.S. or foreign equivalent) in quantitative areas like Applied Math, Statistics, Engineering, Computer Science or related disciplines
  • Prior strategy experience in lending business is strongly preferred
  • Strong project management skills
  • Experience working with large data sets and Big Data tools and stack (e.g. Hadoop) is preferred
  • Experience with one or more modeling tools (Python, R, Matlab, SAS, etc.) and one or more mainstream programming languages (Java, C, C++, etc.)
  • Proficient in MS suite and SQL, working experience with Tableau is a plus



At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

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