CWM-Marcus by Goldman Sachs-Lending Financial Planning & Analysis (FP&A)- Associate- Wilmington, DE

Location(s) US-DE-Wilmington
Job ID
Schedule Type
Full Time
Consumer Banking
Consumer and Wealth Management
Business Unit
Employment Type


Consumer and Wealth Management (CWM)

Across Consumer and Wealth Management (CWM), Goldman Sachs helps empower clients and customers around the world reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for consumers to better spend, borrow, invest, and save. Across CWM, our growth is driven by a relentless focus on our people, our clients and leading-edge technology, data and design.



The firm’s Consumer business, Marcus by Goldman Sachs, combines the entrepreneurial spirit of a startup with more than 150 years of experience. Today, we serve millions of customers across multiple products including lending, deposits, financial tools, and our partnership with Apple on Apple Card. We use innovative design, data, engineering and other core capabilities to provide customers with powerful tools and products that are grounded in value, transparency and simplicity. As we build a leading digital consumer bank and expand into new products and partnerships, we are looking for leaders and individual contributors to join our team.


We are seeking an Associate of Financial Planning & Analysis for our Lending product suite within Goldman’s Consumer business. Our Lending product suite currently consists of our Marcus Personal Loans, Marcus Pay/Point of Sale Financing, and Small Business Financing. This role will partner directly with the Lending leadership team and their organization on all aspects of financial management. The candidate should be intellectually curious, energetic, and a “go-getter” who will roll up their sleeves across the business in helping to co-create and drive the financial strategy of each Lending product. 

The candidate should have a strong command of financial analytics and prior experience in pro forma financial modeling is a must.  Excellent communication and organizational skills, strong attention to detail, collaborative partnership orientation, and creating financial structure out of ambiguity/complexity (e.g. business cases) are additional characteristics of a successful candidate. Our team is agile in supporting and working cross-functionally in supporting a dynamic growth business, and we are looking for candidates who enjoy and will thrive in a fast-paced working environment.  This role offers excellent exposure to senior leadership as the finance lead in driving Lending business/product/financial strategy and will report into the Vice President of Lending FP&A.


  • Partner strategically with the Lending business leadership team in all areas of financial management through preparation, consolidation, review and analysis of a number of key financial activities including but not limited to: monthly results, budgeting/forecasting, stress-testing/CCAR, expense management, management updates, quarterly earnings
  • Own and enhance the financial modeling, tools, and processes for submitting annual multi-year budgets and forecasts working with the business and other functional teams (e.g. Acquisitions, Risk, Central Finance, Delivery)
  • Drive end-to-end P&L ownership of all major drivers in partnership with cross-functional teams (originations, prepayments, vendor expense, credit, marketing spend, etc)
  • Create robust, organized, and detailed financial models with scenario analytics that strategically advise on key business strategy decisions for both existing and new products
  • Drive Finance transformation and simplification of existing processes, tools, and models – can involve uplifting, rebuilding, automation
  • Establish and foster strong business relationships with internal and external stakeholders
  • Lead ad-hoc analytics and projects as requested



  • 4+ years’ experience specific to finance / planning / modeling / analytics role in consumer lending, banking or financial services
  • Bachelor's Degree in Accounting, Finance, Economics, or related field. MBA a plus.
  • Professional experience in handling large amount of data, analyzing P&L and balance sheet drivers
  • Exceptional analytical, problem solving, critical thinking and project management skills with a proven track record of execution against deliverables
  • Strong organizational skills, including good judgment and decision making capabilities
  • Excellent communication and interpersonal skills to facilitate collaboration across teams
  • Ability to influence and advise senior stakeholders
  • Demonstrated leadership and project management skills
  • Hyperion Essbase, Alteryx, Xceptor, and Tableau experience preferred



At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

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